Fast, fair, and flexible loans for individuals and small businesses across South Africa. Apply in minutes — no unnecessary paperwork.
Slide to see roughly what your monthly repayment could look like. This is an estimate only — your final quote depends on a quick affordability check.
Estimate based on a total repayment of principal + 30%, spread evenly across your term. Excludes initiation and service fees. Subject to affordability assessment and NCR-regulated maximum costs.
Whether you need quick cash before payday or capital to grow your business — we keep it simple, with two straightforward loan options.
Quick personal and payday loans from R500 to R20 000. Flexible repayment terms from 1 to 12 months. Ideal for bridging you to your next paycheck, emergencies, education, and everyday needs.
Empowering SMMEs and sole traders with capital to grow. Access up to R50 000 with simple requirements and fast turnaround.
Fill in our short application form online or visit our Hammanskraal branch. We only ask for what we need.
Our team reviews your application quickly and fairly. We assess affordability, not just credit history.
Once approved, funds are paid directly to your bank account — often within 24 hours.
NCR Registered & Fully Compliant
Transparent fees — no hidden costs ever
Local team that understands your community
Fast decisions — most approved within 24 hours
Flexible repayment options tailored to your income
Available to all South Africans with a valid ID and bank account
"Azaria helped me get the funding I needed to buy stock for my spaza shop. The process was fast and the team was honest about what I'd pay back."— Nomsa D., Hammanskraal
Our requirements are simple and straightforward.
South African ID or valid work permit
Active bank account (3 months statements)
Latest 3 months' payslips
Proof of income or employment
Contact number and email address
To be 18 years or older
A perfect credit score
Collateral or security
Lengthy waiting periods
Complicated paperwork
A formal employment contract (self-employed welcome)
"The team at Azaria treated me with dignity and explained everything clearly. I got my loan the same day I applied."
"As a small business owner I struggled to get funding elsewhere. Azaria believed in my business when no one else did."
"I used Azaria to cover school fees for my kids. The repayments were affordable and I never felt trapped."
"I needed cash to get me through to month-end and Azaria sorted it out same day. Fast, professional, and fair."
"My personal loan from Azaria came through quickly and the repayments fit my budget perfectly. No stress at all."
"The business loan helped me buy stock and equipment ahead of our busiest season. Best decision I made for my shop."
Walk in, call us, or fill in the form and we'll call you back.
1710 Xumbula Street
Hammanskraal West X 02
Gauteng, 0400
Monday – Friday: 08:00 – 17:00
Saturday: 09:00 – 13:00
Sunday: Closed